FT
Luke Wolf
FT Home Loans | Loan Officer | NMLS 2279891
715.977.1210 LWolf@myfthl.com
Built for Realtors who want more certainty, stronger offers, and smoother closings

Tools and strategy that help Realtors win more business and move deals forward faster.

From stronger offer structure to better buyer positioning and cleaner financing communication, this page was built to help agents create momentum, stand out, and close with confidence.

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Fast pre-approvals built to help your buyers move quickly
Creative financing for self-employed, investors, VA, FHA, USDA, jumbo, and more
Responsive support clear communication when timing matters most
For Realtor Partners

Give your buyers a stronger financing edge.

  • Pre-approval support that helps offers look cleaner
  • Quick feedback on tricky buyer scenarios
  • Help navigating structure, speed, and certainty
  • Tools designed to help agents think sharper
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Branch NMLS 2728148 | Equal Housing Lender
Investment Property Tool

Rental Property Cashflow Analyzer

Review a rental property from multiple angles, including leverage, payment, cash flow, NOI, cap rate, cash on cash return, DSCR, break even occupancy, price per square foot, and future appreciation.
Deal Inputs
Enter the property, financing, rent, expense, and appreciation assumptions to evaluate the opportunity.
Financing Snapshot
Luke Wolf | FT Home Loans
Loan Officer | NMLS 2279891
Branch NMLS 2728148 | Equal Housing Lender

Phone: 715.977.1210
Email: lwolf@myfthl.com
Down Payment %
0%
Down payment compared to purchase price.
Loan Amount
$0
Purchase price minus down payment.
Loan To Value
0%
The financed portion of the purchase.
P&I Payment
$0
Monthly principal and interest only.
Price Per Sq Ft
$0
Purchase price divided by total square footage.
Total Cash Invested
$0
Down payment plus closing costs and rehab.
Monthly Cash Flow
$0
Net cash flow after operating expenses and debt service.
Annual Cash Flow
$0
Monthly cash flow multiplied by 12.
Cash on Cash Return
0%
Annual cash flow divided by total cash invested.
Cap Rate
0%
Annual NOI divided by purchase price.
DSCR
0.00
Net operating income divided by annual debt service.
Break Even Occupancy
0%
Minimum occupancy needed to cover operating expenses and debt.
Gross Rent Multiplier
0.00
Purchase price divided by annual gross rent.
Monthly Deal Breakdown
Gross Scheduled Rent$0
Other Income$0
Vacancy Reserve$0
Maintenance Reserve$0
CapEx Reserve$0
Management$0
Taxes$0
Insurance$0
HOA$0
Other Expenses$0
NOI Before Debt$0
P&I Payment$0
Total Monthly Cash Flow$0
Investment Summary
Total Cash Invested$0
Annual Gross Income$0
Annual Operating Expenses$0
Annual NOI$0
Annual Debt Service$0
Annual Cash Flow$0
Projected Property Value
Based on the annual appreciation rate entered above. This is a simple future value estimate and does not guarantee performance.
Deal Analysis
This tool is for educational and planning purposes only. Results depend on actual rents, expenses, condition, financing terms, market performance, and investor goals. Mortgage financing subject to qualification. Luke Wolf - FT Home Loans | Loan Officer NMLS 2279891 | Branch NMLS 2728148 | Equal Housing Lender.
Need help reviewing a rental scenario?

If you want help thinking through cash flow, leverage, financing structure, or whether a deal makes sense, Luke Wolf is available to help you review the numbers clearly.

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What This Tool Helps With
  • Monthly cash flow review
  • Debt coverage and leverage analysis
  • Appreciation and long term hold scenarios
  • Cleaner investor financing conversations
Loan Options
  • Conventional financing
  • DSCR and investor loans
  • Jumbo financing
  • Non QM solutions
Contact
Luke Wolf
FT Home Loans
715.977.1210
LWolf@myfthl.com
Luke Wolf | Loan Officer | NMLS 2279891
Branch NMLS 2728148 | Equal Housing Lender